Category: Mortgages

How to take mortgage advice from social media?

Whatever question you have, is being answered mostly on various platforms over the internet. All the mortgage-related queries are mostly being answered on social media so for this you people need to be active on social media first because every platform requires your visibility to keep an eye on certain things. Nowadays it’s not difficult for everyone to seek advice and they don’t need to meet in person everyone. The solution can be extracted after consultation with experts on social media and definitely you will have multiple solutions. Take a look at how social media is making our lives easier for seeking mortgage advice?

Visit Mortgage social media profiles

 Nowadays every company has its own team of experts who have been handling social media and answering queries of people. It’s important to visit social media profiles of certain companies because you may come to know about various solutions in the newsfeed of yours. Various articles are being written by experts already to facilitate you on so many things.

Be active

 Contact mortgage experts of different companies and to view their response you have to be active so all questions can be entertained at the time of certain person’s availability. Most experts are not available although various companies have directed their social media experts to visible all the time to facilitated people but in case if he is not available then leave your query and wait for the response.

Ask more than one

 Everyone has their own suggestions and with different past experiences happened with people they may have a different opinion on your problems. It’s important to ask more than one mortgage experts to check the relevancy.

Follow mortgage advisers

 Make sure you people are religiously following mortgage-related companies and keep checking their profiles to be in connection with them for advice. Mortgage advice in Northampton is available 24/7 and majority companies have made it compulsory for their team to be online for the help of their clients.

These are the few things that we have listed in this sheet to help out in using social media for taking the right mortgage advice from experts. We advise you to find the best answers to your queries and utilize social media in a proper way to keep an eye on every update regarding mortgage trends and policies.


Categories: Mortgages

Can I handle the Mortgage Tasks alone?

The majority of the people usually ask a common question that whether they can handle the mortgage tasks alone or not. Well, if you need a straight answer then it’s a big ‘NO’. There are complexities in the field that can prove hard to tackle and if the applicants try to do this work alone, they may not get the expected results. The mortgage work is based on paperwork and it requires a sound knowledge of the market. However, some valid reasons have been unveiled in this blog that will let you know why is it crucial to hire an adviser:

You may fail to understand the Complexity!

The mortgage tasks are tough to tackle for a person who doesn’t know the market tactics. You can obviously gather plenty of information from the Internet but it requires expertise to get the best use of that information. The mortgage advisers in Northampton help the applicants by showing them the most appropriate strategy. So, this is basically one of the major reasons to not handle the mortgage tasks alone.

The Lender may rip you!

You cannot trust a random lender because it is a matter of large investment and relying on a trusted lender is mandatory. There are lenders who rip the borrowers by showing fake details of paperwork and this is how the applicants end up empty-handed. On the other side, if you prefer to trust a well-reputed mortgage adviser, things can become easy for you as they guide in the light of facts.

Paperwork may prove Frustrating!

The mortgage paperwork proves complex and demands patience. It can prove frustrating as if you have some other important tasks on the list. You’ll need to spend extra time for understanding the basics of paperwork. Besides, the terms and conditions are also vital to understand. You’ll mess up the whole routine if you try to do the mortgage tasks alone.

Mortgage Advisers can make the work Easier!

There is no doubt that mortgage work is based on a complex layout and if you want to make it easy, hiring an adviser can prove the best option. The advisers possess the knowledge of the field and they show the right track to their clients. More on, they can save you from blunders and the mortgage process can prove smooth to complete. In short, it is better to not work alone.










Is it good to use bank for dealing mortgage?

Banks can offer a wide range of financial products and when it comes to giving best deals for a mortgage then banks turn out to be some great options. In this blog, we are going to let you know why banks are one of the good lending options? They can easily manage the even tougher mortgage applications despite having the toughest qualification requirements. let’s have a look at why everyone prefers to use the bank for their mortgage dealing.

Low rate Mortgage

You may find this often surprising because big banks may offer a lower rate mortgage. Why this is so important? Because paying a low rate somehow reduce the monthly payment & saves interest for the loan. Big banks use reasonable terms for people to attract the customers and these low rate mortgage can easily make this simpler for you. Don’t forget to compare loan terms with interest rate which is offered by big bank terms. Multiple lenders and loan programs give you the opportunity to find the right mortgage.

Potential Discount

 Do you know numerous banks offer discounted interest rates for customers? This is one for the best approach which is used for borrowers to get attracted. They may have to open a new account to receive discount. The higher the discounts and higher opportunities for the banks to make this thing into their notice.

Direct lender

 Big banks are direct lenders because they don’t rely on third parties and customers may find their selves in relief. Usually, big banks always sound strict to borrower qualification so direct lenders need to give the different types of mortgage. Different mortgage terms decide to keep the loan in their books. Bigger banks used to have more resources to get better positioned for different loans to give peace of mind

These are some aspects that make banks good for dealing mortgage. If you haven’t tried them out yet. Mortgage advisers in Northampton are also suggesting their clients get the assistance of experts from banks because they can manage the mortgage as per your expectations. Do let us know how was your experience with banks? How they manage this for you?






Categories: Mortgages

5 Reasons for Rejection of Mortgage Application


Rejection of mortgage application might be a frustration for several ones. There are so many reasons for denial. It would be a valuable thing to know the main reasons for application rejection. In this blog, we are going to mention some top reasons that you need to avoid in the future. Firstly, it is essential to recognize the financial statements to prevent any denial. Let’s have a look at the detail aspects that cause formal rejection.

Low credit history

Pay attention to credit history first because it’s a great way to find out either it would be a risky investment or not. When lenders see poor credit, they won’t allow you for a further mortgage because of rare chances in the future to get paid mortgage hassle free. Just fix the current credit statement to avoid future rejection.

Poor income

Make sure when you are applying for mortgage payment you should have all the income details to ensure lenders that you have certain assets to afford the loan. It’s essential to earn an adequate amount to pay mortgage loan. Have you already kept a record for financial documents to show your past year’s tax-paying history? Keep it to you when you are going for the application.

Problematic Property

Well, no one wants to indulge their selves with the problematic property because most of the time property’s value isn’t enough to get back the mortgage loan. This is the main reason that has been seen for rejection of mortgage application. It has been advised numerous applicants don’t go for mortgage application because there are chances that you would face rejection.

Inconsistent Employment history

It’s essential to have a consistent employment history, and while applying for a mortgage loan this factor is also in the notice of everyone. Numerous lenders need at least two years of regular employment for a loan. Do you have employment proof? Make sure you have employment proof to avoid rejection. Denial of a home mortgage loan can be a reason for this. Have some patience and collect first all the documents before applying for a mortgage.

Small Down Payment

Lenders always look down at the investment to keep low down payment in their consideration. If you haven’t done any saving yet then start saving now. Make sure down payment isn’t too small that would be a hurdle in approval of the application. Mortgage advice in Bristol is given by experts to avoid rejection issues. Keep in touch with professionals to avoid these circumstances.

These are the reasons that we have listed to avoid refusal of the mortgage application. We recommend you to keep all the mortgage application aspects into consideration. Note these important points to avoid any hassle.


Categories: Mortgages